Authors: Arthur C. Nelson
Fannie Mae Foundation

Surveys show that Americans are increasingly concerned about the availability of affordable housing, and yet housing tends to be low on most policy agendas. One reason might be that policy makers mostly think of addressing housing needs by spending money on subsidies, but there are in fact many policy and program actions that can stimulate production of more affordable housing at little or no cost. It is imperative that housing move up on the policy agenda to meet the growing challenge posed by changing demographics. This article looks at facts that illustrate the nation's evolving housing needs, and considers how public policies and discussions characterize housing needs.

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