Carol leads CFED’s federal policy efforts to expand economic opportunity through federal legislative and regulatory research and advocacy. Recent successes include asset limit reform in the Supplemental Nutrition Assistan ce Program which exempts savings in IRAs, 529s and Coverdells from asset limit tests; creation of the Beginning Farmer and Rancher IDA program; renewed funding for Individual Development Accounts at the Office of Refugee Resettlement; and CDFI eligibility for Federal Home Loan Bank membership.