Portrait of Claudia Ng
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According to the UN Refugee Agency, conflict and wars in the past few decades have forced 65.6 million people from their homes, especially the Syrian conflict in recent years. However, most Syrian refugees are not in camps but are in urban areas and fall outside of the... Read More

Portrait of Emily Middleton
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The benefits of technology and innovation in financial services are well known. One of the most obvious is easier, cheaper access to financial services in both emerging and mature economies. For example, mobile payments services are flourishing. They are especially popular in China (paywall), and M-PESA boasts more than 25 million users in sub-Saharan Africa and India. Services like... Read More

Dwijo Goswami
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In my previous post, I covered the governance implications of Bitcoin. This post delves into the underlying technology behind Bitcoin — blockchain. Almost everybody agrees blockchain is the real game-changing innovation that enabled Bitcoin’s success. However, these are still early days for the technology. Apart from Bitcoin, most blockchain projects have yet to survive the proof-of-... Read More

Dwijo Goswami
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Bitcoin is a decentralized digital currency. It allows individuals to digitally generate currency through ‘mining’ — a process that leverages the individual’s computational power to solve algorithms (a short video summarizing ‘mining’ can be viewed here). ‘Miners’ are rewarded for their solutions with coins that can be used in a... Read More

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Each day, throughout the world, public officials and practitioners face the daunting task of creating solutions to society's most pressing problems, as they strive to improve the lives of their citizens. These dedicated public servants are under pressure to do more with increasingly limited resources, and to be more effective and efficient. Repeatedly, history has shown that continuing to... Read More