March 2, 2001
Center for Social Development, George Warren Brown School of Social Work, Washington University in St. Louis

To escape from poverty requires assets, be they human, physical, social, or financial. Individual development accounts (IDAs) are designed to help the poor to build assets. Withdrawals from IDAs are matched if used for home purchase, post-secondary education, or self-employment. Participants also recieve financial education and support from IDA staff. This paper discusses evidence from the American Dream Demonstration (ADD) on a series of questions.

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